My condo mortgage is underwater. I refinanced last year using the government program. The rate was 5% for 15 years. The rate is now 2.75% and I would like to refinance again. But, I am told that the government program is not available to me nor is a regular loan. How can I refinance again?
Answer
Since you've had your current program refi for less than 2 years you may only be able to do a conventional loan today.
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