Friday, 10 January 2014

I and another individual are on a mortgage together. The other individual has not contributed in almost years. I want to know if it is legal...

Question

I and another individual are on a mortgage together. The other individual has not contributed in almost years. I want to know if it is legal for me to do a quick quit claim deed and just turn it over. Do I have to have the other individuals consent??



Answer

Your quit claim (not quick claim) deed cannot transfer more of the property than you own. What you can do is request a "partition" of the property, but this is expensive. Very expensive. If the lender will release you in exchange for a quitclaim deed, you might want to consider that as a potential solution.



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