Two friends are driving on the highway. The passenger is the owner of the car and his friend is driving. The driver is unlicensed. The owner...

Question

Two friends are driving on the highway. The passenger is the owner of the car and his friend is driving. The driver is unlicensed. The owner of the car does not have insurance on the car. They get into an accident with another car. Who is responsible for the third party's damages, the unlicensed driver or the uninsured owner?

Answer

Both.