Saturday, 18 April 2015

You are interested in buying a new car and Bob let's you borrow one of the new cars on his lot for a week to test drive. You decide you like...

Question

You are interested in buying a new car and Bob let's you borrow one of the new cars on his lot for a week to test drive. You decide you like the car and when you visit Bob to drop off the car, he hands you the following document and a pen:

May 1, 2011

I promise to pay to the order of Bob's Auto Emporium $20,000 (Twenty thousand dollars) with interest at the rate of 7% per annum.

What type of instrument is this? Does this instrument meet the requirements for negotiability under the UCC?



Answer

A document of utter legal nullity under the facts described (as long as it remains prudently unsigned by a buyer) and therefore the second part of the question need not be addressed.



Answer

As it is missing terms, I am not sure it would even qualify as a proper promissory note or buyer's order.



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