Sunday, 2 February 2014

If a borrower who you co-signed a loan for defaults and causes you to have to pay the loan, wrecking your credit rating, is this defamation?...

Question

If a borrower who you co-signed a loan for defaults and causes you to have to pay the loan, wrecking your credit rating, is this defamation?



Answer

No, not based on the information you provide. It is a matter of contract. You signed a contract to pay a loan if the primary borrower did not make the payments. The holder of the loan simply is enforcing the terms of the contract.



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